I was always good at math in school,
so it’s funny that the one thing I never did when I got older was create a personal
budget. I’m not sure why, probably because I always worked hard, made good
money, and resisted going into debt. But finally, two years ago, with
retirement looming and lower income around the corner, I decided I needed to put
myself (and my wife to her great dismay) on a budget.
It was a great idea that I wish I
would have implemented as a young man. But oh well, better late than
never and the best thing about a budget is that you get to tell your money what
to do instead of finding out afterwards what your money did on its own. And if
you budget properly, it greatly reduces stress!
Then the pandemic hit and
everything about our budget changed. Obviously, like most people, our
income went down due to a slow-down in our business income. But the good thing
was that a whole lot of our expenses went way down too. We stopped driving as
much, stopped going on vacation, stopped going to the movies, and completely
stopped eating out at restaurants. Our restaurant budget alone was huge and now
it’s zero. Yay for that! Even though we always looked for restaurants with good
value, it was easy to see looking back that the best value of all, was always at
home.
And that got me thinking… What is
my value to society and what are my own personal values? I wonder if people who
are my friends think they are getting a good deal by having me as a friend? I
wonder if my kids think they got a good deal when they got me as a Dad? And I
wonder if my wife thinks she could have done better? (Even though she told me
when we met that for sure I was her destiny!) I hope they think they got a good
deal, but I can’t control what they think. I can only control what I do, what I
say, and what I think.
So… here’s what I think about
values. I
think everything we do is influenced by our values because our values determine
who we are. So, if we take the time to figure out which values are most important
to us and pick values that are lasting and stick to them, those values will help
guide us to a great life. For example, early on in my career I decided that core
values like honesty, integrity, and respect are super important. In fact, I
felt so strongly about it that I actually had those three words embroidered onto
every single uniform shirt at all four of my companies. But that can get a
little tricky. If your shirt says “Honesty” on it, and you tell a lie, people
are going to call you on it really quick. But that’s the point. Your beliefs
determine your behavior, and your behavior determines what you become. Maybe I
was right when I was talking about budgets at the start of this story… the best
values really do start at home!
A
true test of character is not how you are on your best days,
but how you act on
your worst days.
~ Anonymous
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